MODERN DATA FOR MODERN RISK
Did you Know?
In the U.S., 1.35 million Uber & Lyft rides occur every single day.
82 million U.S. adults used gig apps in the past year — a massive audience crossing multiple platforms like rideshare and delivery.
75 % of gig workers use multiple platforms simultaneously
20 % of Americans participate in some form of gig work, with even higher rates among students and parents, highlighting the breadth of platform use.
U.S. rideshare accidents result in billions in insurance claims (estimated at around $9.8 billion in 2024)
About 26 % of rideshare drivers surveyed said they don’t report their rideshare driving to their auto insurer at all, often because they fear higher premiums or cancellation.
Our Services
Our Cross-Platform Verification service determines whether an insured driver was active on rideshare or delivery platforms at the time of loss. Undisclosed gig use often constitutes a material misrepresentation that can affect coverage eligibility and claim payments Identifying platform activity may justify claim denial, or activate the rideshare company’s commercial insurance policy—unlocking significantly higher liability limits for claim recovery.
Our Material Misrepresentation Investigation reveals undisclosed rideshare and delivery platform activity that may not appear during traditional underwriting reviews. Even when platform use did not contribute to the loss, identifying this exposure provides insurers with critical insight into the insured’s true risk profile. This allows carriers to address potential material misrepresentation, adjust future rates, apply appropriate endorsements, and better manage underwriting exposure.
Stop wasting time on cases with no coverage. Our verification service allows attorneys to quickly identify whether an at-fault driver has bodily injury coverage or was engaged in RIDESHARE activity, eliminating the need to chase down adjusters or allocate internal resources to uncover basic claim viability.